Insurance as Oxymoron

Insurance doesn't mean you get what you pay for. There is no insurance in Insurance unless you own the Insurance Company.

Maybe Insurance Companies are in the wrong business?

Watching the way insurance companies conduct their business, and what they are doing now, makes me wonder about what the term "Insurance" has come to mean. With all the denials of legitimate claims, and of throwing people out of the plan if they get sick or injured, and the unregulated raising of premiums to astronomical rates, it would seem that the term "Insurance Company" means that only the Insurance Company will get any money.

They have declining enrollment and manage to increase their profits, and bonuses in what would seem to be a contrary logic.

We are a captive market. The insurance companies are unregulated. Any regulations we manage to get onto them, their lobbyists will buy back before dark tonight. They cannot be trusted. People suffer and die because of their tactics. Their profits are solely blood money.

Now they fight us by fear mongering, and their goal is to genuinely terrify people into opposing, literally, the one thing that can save us all. They are spending more than a million dollars a day to set us apart from our own best interests.

It's like a ship taking on water. People are frantically bailing to save us all, while others are attacking them, and others are jabbing more holes in the hull saying "water should be allowed to seek it's own level!" That somehow we are going against the very laws of nature by trying to get us all to a healthy and safe shore in the future.

The opposition is frantic, ignorant and in some cases, just plain crazy.

They claim that they cannot survive if Health Care passes. Bookstores survived libraries, FEDEX and UPS, etc, survive the Government run mail delivery services.

But Insurance companies, I believe, mean it when they say they cannot survive government health care. They have managed to carve out a majority of Medicare benefits for themselves in the guise of "Supplemental" insurance for seniors, which becomes HMO insurance and Seniors then have to fight tightwad corporate types for the basic care and medications they need, and pay more and more out of pocket expenses themselves. They choose between medication and food. Health care and rent. So much for the golden years.

With the new legislation, consumers would have a choice. There would no longer be the captive economy and the desperate families.

Insurance companies don't want you if you are sick, ever were sick, ever will become injured or sick. That cuts into their bottom line, their big bonuses. What is amazing about this whole riot of violence and racism which are being injected into the debate by astroturf pros working for the Insurance Companies, is that they don't want those whom they won't accept, to have ANY kind of insurance.

Why? Because they need to have examples out there, everyone knows a horror story of bankruptcy or death due to lack of care, they need to have that sword dangling over the heads of the fearful to keep them in the fold, paying the increasing premiums, escalating deductibles, and who can be and are, dumped without notice, when they might actually need or use INSURANCE.

Apparently, Insurance companies are in the "give us your money" business. They cannot efficiently, effectively nor even compassionately provide service or care to customers.

Maybe it is time for the Health Insurance Companies that cannot provide services, coverage and care, to get out of the Health Insurance business and go into something else. Something that gives them billions of dollars, is unregulated, and that people cannot opt out of, and only a select few can opt into.

Health insurance, so far, seems to be the only thing that gives them what they crave and what they expect.

Meanwhile, the government, with our money, can provide for us, decent health care, and our thoughts can turn to other things and our energies spent on other endeavors, once the fear of bankruptcy or death because of health care is removed from the table.

Once we no longer have to fear that our child will not get medical help when needed, or that we would have to choose between insurance and food, insurance and medication, insurance and rent---we might be able to start moving ahead in this world.

Once we get real health care reform, you can bet the Insurance companies will come bearing gifts. Offering low-cost alternatives, and a PR endeavor that will dazzle even those of us who think we know what to expect. Behind the scenes, their lobbyists will be buying our representatives in government. They will try to weedle their way into it the way they have into Medicare, and begin overcharging on the new one the way they have been the Medicare system (14% is the conservative estimate on the over-cost).

Big corporations get wealthy by taking the resources of our country for their own private profit: Oil, water, timber, minerals... and now our health, life and death, under threat of bankruptcy, or the loss of a loved on, is the biggest target for corporate takeover.

It is up to us to save ourselves, and our nation, from the corporate greed that has, on every level, gotten wealthy at our expense.

"If you have your health," so they say, "You have everything". Don't let them continue to take that from us. Time for us to become a healthier, stronger nation. A lot of work to be done.

Whimpering Dogs

Start on the Blue Dogs. You'll recognize them easily enough. They have control over the finance committees on this thing. Their leashes are firmly in the hands of Insurance Lobbyists. They have a big problem seeing the needs of the people over the big dollars given to them by the Insurance Lobbyists.

Blue Dogs would love to see you, your children, die before they would allow you to have access to affordable, reasonable, decent healthcare. How do I know? Because it is happening everyday. They know it, and they ignore it. They are getting their share of blood money.